Cash Port

Useful Information

Steps to apply for a loan at CashPort.co.za?

Want to apply? Determine your loan amount and fill a brief online form. We'll connect you with a suitable lender.

Is CashPort.co.za service free of charge?

The service we offer at CashPort.co.za is entirely free. We earn through commissions from lenders if a loan is credited to your account.

How much can I borrow from CashPort.co.za?

Loans available at CashPort.co.za typically range from R500 to R350 000. Choose what best suits your needs.

What's needed for a loan application at CashPort.co.za?

To apply, you need to be a South African citizen, aged 18-80, with a bank account or debit card, a valid SASSA card or Tax ID Number, an income source, and personal email and phone number.

Can I apply if I have a bad credit history?

Our partnered lenders consider various factors, including repayment ability, not just credit history.

Am I allowed to repay my loan ahead of time?

Sure, you can repay your loan at any time, and you'll pay less in interest.

What if I struggle to repay my loan?

Contact your lender immediately if you're unable to make payments. They're often willing to provide helpful solutions.

How can I repay my loan?

The repayment process is determined by the specific lender. It is essential to carefully read and understand your loan agreement, as it will outline when payments are due, their frequency, and the duration of the repayment period. Contact your lender directly for any specific questions regarding loan repayment.

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Intermediary Responsibilities Policy

CashPort.co.za is a platform that connects customers with potential lenders. While we strive to ensure that the information presented on our website is accurate and up to date, we do not guarantee this nor are we responsible for any decision taken based on the information. Each lender has its own lending criteria, which may or may not suit your current financial situation.

Maximum Repayment Periods and Interest Rates

The loans offered on CashPort.co.za have a minimum repayment period of 120 days (four months) and a maximum of 180 days (six months). APRs range from 0% to 36%. Interest rates vary from lender to lender.

Collection Process

Please contact the lender directly if you are having trouble repaying. They will be able to discuss payment options with you. The lender reserves the right to give your information to a third-party collection agency, should the situation remain unresolved.

Nonpayment Implications

CashPort.co.za always recommends repaying on time. If you cannot, each lender has their own policies on fees/interest and how they handle debt collection. Most lenders will contact you by regular mail, email, or phone to change your payment terms. Nonpayment may result in penalties and/or increased interest. We recommend that you contact your lender as soon as you know there is an issue; otherwise, your credit history may get affected.

Renewal Policy

CashPort.co.za does not recommend extending your loan. If you feel that you cannot repay your loan on time, then we strongly suggest you not taking it and recommend that you seek independent financial advice. However, should you decide that an extension is necessary, please discuss this option with your lender. For more information about your lender’s process and policy regarding nonpayment, please review the terms in your loan agreement.

Extension Policy

If you want to renew or extend your current loan, kindly contact your lender before your payment date. Even though some lenders may extend your loan with the same terms as the original loan, each lender has their own extension policy and may charge additional fees or interest. Sometimes, renewals may be processed automatically. Please consider the decision to extend your loan very carefully and seek independent financial advice if necessary.
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